Relationship-Based Strategic Finance for Property & Business
Built by a former banker. NACFB and FIBA member. We arrange commercial and property finance with a faster, simpler process from first call to completion.
One call. 300+ lenders competing for your deal.
We don’t work for banks — we work for you.
With access to over 300 UK lenders, we match your deal to the right funder from the start.
No cold applications. No wasted time. Just competitive terms tailored to your goals.
We’ve sat on both sides of the lending table. That’s your advantage.
Not Your Average Broker
What Makes Us Different
We've sat inside the banks you're applying to
Jaff spent 25+ years inside UK high-street banking — approving and declining the very deals brokers submitted. That experience now works entirely in your favour.
300+ lenders. No favourites.
We're independent. No targets, no preferred lenders, no hidden incentives. Just the most suitable deal your application can command.
One specialist. Start to finish
You'll never be passed around. The person who assesses your deal is the same person who structures and places it.
We build relationships, not just loan files
Most brokers disappear once the deal is done. We don't. From your first enquiry through to your next project, we're your dedicated finance partner — someone who knows your history, understands your ambitions, and is always a call away.
Your Growth, Our Mission
At Sadi’s Commercial Finance, we don’t just arrange funding—we empower businesses to thrive. Whether you’re expanding, investing in new opportunities, or stabilizing cash flow, we’re here to make finance simple, accessible, and effective.
Choose confidence. Choose clarity. Choose Sadi’s Commercial Finance.
Founder & Managing Director
Jaff Sadi, MBA
Jaff founded Sadi's Commercial Finance with one mission: give business owners access to funding without the limitations of traditional lenders.
With 25+ years across UK high-street, retail, and commercial banking, he's seen every side of the lending process — which means he knows exactly how to structure deals that work. His MBA in Banking and Finance, Chartered Banker Institute certification, and specialist qualification in Climate Change and Finance from the University of Edinburgh make him one of the most comprehensively qualified brokers in the UK.
That expertise translates directly into what clients get:
Funding structured for approval, not just submission. Clear advice on complex products. ESG and climate-aware strategies for future-ready businesses. Access to 300+ lenders with no single-provider bias.
Jaff built SCF to be the broker he wished existed — independent, accountable, and genuinely on your side.
Meet The Team
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Risk & Regulatory Consultant
Sher Mahmud
With more than 18 years in the financial services industry, Sher offers deep expertise across organisational management, operational leadership, and foreign remittance services. He is highly skilled in risk assessment and regulatory compliance, with a strong track record of designing and implementing robust AML frameworks. Sher has successfully embedded risk management strategies across complex financial environments, ensuring compliance and operational resilience. His insight, precision, and strategic approach make him a trusted advisor for navigating regulatory landscapes and protecting institutional integrity.
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Admin Manager
Nahid Niaz
Nahid plays a pivotal role in maintaining the efficiency and accuracy of SCF operations. With a solid foundation in bookkeeping and accounting, he combines technical expertise with a detail-oriented approach to ensure financial records remain precise, compliant, and up to date. His responsibilities span invoice management, reconciliations, and administrative coordination, all of which contribute to the seamless running of daily business functions. Nahid’s strong organisational skills and reliability make him an essential support to the wider team, reinforcing the firm’s commitment to professionalism and trust.
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Digital & Growth Manager
Radowana Shaamim
Radowana drives the digital presence and growth infrastructure of SCF operations. With a strong foundation in web development and data analytics, she blends technical capability with a strategic mindset to ensure the firm's digital systems remain efficient, scalable, and aligned with business goals. Her responsibilities span website development, database management, marketing coordination, and performance analytics, all contributing to the firm's continued growth and online presence.
SCF Advisory Panel
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Krishna Arjun – Head of Accounting & Tax Advisory, AtlasBC
Krishna brings extensive experience in accounting, tax and financial management, offering SCF clients a dependable, detail‑driven approach to their financial affairs. Through AtlasBC, he provides a full range of accountancy, bookkeeping and tax services designed to give business owners clarity, compliance and confidence.
SCF and AtlasBC work in partnership to offer clients a seamless blend of commercial finance and professional accounting support. While SCF clients are not required to use AtlasBC, this in‑house service is available for those who want integrated financial and funding solutions. Likewise, AtlasBC clients can benefit from SCF’s specialist commercial finance expertise.
Trusted Partner — Atlas Bookkeeping & Tax Service
We're proud to collaborate with Atlas Bookkeeping & Tax Service, a trusted, professional partner whose expertise complements our commercial and property finance solutions. Their team keeps our clients' finances accurate, compliant, and stress-free:
- Bookkeeping & financial record-keeping
- Tax preparation & filing
- Payroll processing
- VAT returns & compliance
- Management accounts & reporting
Together we deliver a seamless, end-to-end experience — from arranging your finance to keeping your books and taxes handled with care.
Blog posts
View all-
The Growth Guarantee Scheme Explained: Governme...
What the Growth Guarantee Scheme is, how it supports UK business lending, who's eligible and how to access it through a broker.
The Growth Guarantee Scheme Explained: Governme...
What the Growth Guarantee Scheme is, how it supports UK business lending, who's eligible and how to access it through a broker.
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Buying Commercial Property: A Complete Finance ...
What you need to know about financing a commercial property purchase in the UK - deposits, costs, the process and how to fund it.
Buying Commercial Property: A Complete Finance ...
What you need to know about financing a commercial property purchase in the UK - deposits, costs, the process and how to fund it.
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How to Get a Business Loan in the UK: Rates, El...
A practical guide to UK business loans - how they work, what lenders check, typical rates and how to improve your chances of approval.
How to Get a Business Loan in the UK: Rates, El...
A practical guide to UK business loans - how they work, what lenders check, typical rates and how to improve your chances of approval.
Associations