One call. 300+ lenders competing for your deal.
We’ve sat on both sides of the lending table. That’s your advantage.
We've sat inside the banks you're applying to
Jaff spent 25+ years inside UK high-street banking — approving and declining the very deals brokers submitted. That experience now works entirely in your favour.
300+ lenders. No favourites.
We're independent. No targets, no preferred lenders, no hidden incentives. Just the most suitable deal your application can command.
One specialist. Start to finish
You'll never be passed around. The person who assesses your deal is the same person who structures and places it.
We build relationships, not just loan files
Most brokers disappear once the deal is done. We don't. From your first enquiry through to your next project, we're your dedicated finance partner — someone who knows your history, understands your ambitions, and is always a call away.
Your Growth, Our Mission
Founder & Managing Director
Jaff Sadi, MBA
Jaff founded Sadi's Commercial Finance with one mission: give business owners access to funding without the limitations of traditional lenders.
With 25+ years across UK high-street, retail, and commercial banking, he's seen every side of the lending process — which means he knows exactly how to structure deals that work. His MBA in Banking and Finance, Chartered Banker Institute certification, and specialist qualification in Climate Change and Finance from the University of Edinburgh make him one of the most comprehensively qualified brokers in the UK.
That expertise translates directly into what clients get:
Funding structured for approval, not just submission. Clear advice on complex products. ESG and climate-aware strategies for future-ready businesses. Access to 300+ lenders with no single-provider bias.
Jaff built SCF to be the broker he wished existed — independent, accountable, and genuinely on your side.
Meet The Team
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Risk & Regulatory Consultant
Sher Mahmud
With more than 18 years in the financial services industry, Sher offers deep expertise across organisational management, operational leadership, and foreign remittance services. He is highly skilled in risk assessment and regulatory compliance, with a strong track record of designing and implementing robust AML frameworks. Sher has successfully embedded risk management strategies across complex financial environments, ensuring compliance and operational resilience. His insight, precision, and strategic approach make him a trusted advisor for navigating regulatory landscapes and protecting institutional integrity.
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Admin Manager
Nahid Niaz
Nahid plays a pivotal role in maintaining the efficiency and accuracy of SCF operations. With a solid foundation in bookkeeping and accounting, he combines technical expertise with a detail-oriented approach to ensure financial records remain precise, compliant, and up to date. His responsibilities span invoice management, reconciliations, and administrative coordination, all of which contribute to the seamless running of daily business functions. Nahid’s strong organisational skills and reliability make him an essential support to the wider team, reinforcing the firm’s commitment to professionalism and trust.
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Digital & Growth Manager
Radowana Shaamim
Radowana drives the digital presence and growth infrastructure of SCF operations. With a strong foundation in web development and data analytics, she blends technical capability with a strategic mindset to ensure the firm's digital systems remain efficient, scalable, and aligned with business goals. Her responsibilities span website development, database management, marketing coordination, and performance analytics, all contributing to the firm's continued growth and online presence.
Blog posts
View all-
Bank Rejected Your Business Loan? Here's Exactl...
Getting turned down for a business loan is frustrating — but it's far from a dead end. Most business owners who are rejected by a bank find better funding...
Bank Rejected Your Business Loan? Here's Exactl...
Getting turned down for a business loan is frustrating — but it's far from a dead end. Most business owners who are rejected by a bank find better funding...
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Property Development Finance in the UK: What Yo...
Introduction Property development can be highly profitable—but only with the right funding structure. From land purchase to construction, finance plays a crucial role in project success. 1. What is Development...
Property Development Finance in the UK: What Yo...
Introduction Property development can be highly profitable—but only with the right funding structure. From land purchase to construction, finance plays a crucial role in project success. 1. What is Development...
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How UK Businesses Can Improve Cash Flow Without...
Introduction Cash flow is one of the biggest challenges for UK businesses. Even profitable companies can struggle when payments are delayed or expenses increase. The good news? You don’t always...
How UK Businesses Can Improve Cash Flow Without...
Introduction Cash flow is one of the biggest challenges for UK businesses. Even profitable companies can struggle when payments are delayed or expenses increase. The good news? You don’t always...
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