Deal Overview
- Facility Amount: £1,500,000
- Facility Structure: Revolving credit facility
- Asset Type: Development site with layered lease and sublease arrangements
- Location: Stratford, East London
- Lender: One Stop Business Finance Limited
- Timeline: 9 months from engagement to completion
The Challenge
Our client, a property developer with an active scheme in Stratford, needed flexible working capital to keep their development moving. The site came with layered lease and sublease arrangements that most lenders would not look past. Each layer of the leasehold structure raised questions about security, title and enforceability, and every question needed a clear, documented answer before any credit committee would engage.
Our Approach
Over nine months, our team worked through every complexity in the lease and sublease structure, coordinating between the client, their legal advisers and the lender to resolve each issue methodically rather than papering over it. Partnering with Cameron King at One Stop Business Finance Limited, we shaped a revolving credit facility around the reality of the client's scheme: flexible drawdowns aligned to the development's cashflow, with security structured around the leasehold position as it actually stood.
The Outcome
The facility completed in June 2026, giving our client £1.5m of revolving credit to continue their Stratford development with confidence. The strongest endorsement came after completion: the client has invited us to their office to explore their next project together. Trust built, relationship strengthened.