Commercial Property Finance & Mortgages

Commercial property finance funds the purchase, refinance or development of business premises — offices, retail units, warehouses and mixed-use buildings. Sadi's Commercial Finance arranges commercial mortgages and property funding across the UK, comparing specialist lenders to match your project and budget.

Who it's for: business owners buying their own premises, investors building a commercial portfolio, and anyone refinancing or releasing equity from commercial property.

How it works: we assess the property, your deposit or equity and your goals, then source terms — owner-occupied or investment — from lenders who specialise in your property type.

Key features

  • Owner-occupied or investment properties
  • Competitive rates and flexible terms
  • Access to specialist lenders

Why use Sadi's Commercial Finance

Commercial mortgages vary hugely between lenders. We know which lend on which property types and structures, so you avoid dead-end applications and get competitive, workable terms.

Case study

A London-based retailer secured £750k to purchase a second location, using equity from their existing property. We arranged a 5-year fixed-rate mortgage with staged drawdown.

How to Get Commercial Property Finance with Sadi's Commercial Finance

  1. Speak to a specialist. Tell us about the property and whether it's owner-occupied or an investment.
  2. Share your deposit and goals. Provide details of your deposit or equity and what you're looking to achieve.
  3. Get matched with a lender. We source terms from lenders who specialise in your property type.
  4. Valuation and legal work. The lender instructs a valuation while legal work proceeds in parallel.
  5. Completion and drawdown. Funds release on completion, sometimes staged, to fund your purchase or refinance.

How much deposit do I need?

It varies by lender and property, but commercial mortgages typically require a meaningful deposit or equity stake — we'll help you understand what's realistic.

Can I refinance an existing commercial property?

Yes — refinancing can secure better terms or release equity to reinvest in the business.

What property types can be funded?

Offices, retail units, warehouses, industrial and mixed-use properties, for both owner-occupiers and investors.

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