Asset Finance & Equipment Leasing
Asset finance lets your business acquire the vehicles, machinery and equipment it needs while spreading the cost over time — preserving cash flow instead of paying a large sum upfront. Sadi's Commercial Finance arranges asset finance across a panel of specialist lenders, matching the structure to the asset and your budget.
Who it's for: businesses buying or upgrading vehicles, plant, machinery, IT or other equipment — and those wanting to release cash from assets they already own.
How it works: we identify whether hire purchase, leasing or refinance suits you best, then source asset finance terms from lenders that specialise in your asset type.
Key features
- Hire purchase, leasing, and refinance
- VAT deferral options
- Soft and hard assets supported
Why use Sadi's Commercial Finance
Different lenders favour different assets and sectors. We know who lends on what, so you get a structure that fits — with fixed, predictable payments.
Case study
A logistics firm financed £120k worth of fleet upgrades via hire purchase, with fixed monthly payments over 4 years.
How to Get Asset Finance with Sadi's Commercial Finance
- Speak to a specialist. Tell us which vehicle, machinery or equipment you need funding for.
- Share asset and budget details. Provide the asset cost, or details of assets you already own if you're refinancing.
- Choose the structure. We identify whether hire purchase, leasing or refinance suits you best.
- Get matched with a specialist lender. We source terms from lenders who specialise in your asset type.
- Asset delivered, payments begin. Funds release for the asset (or into the business for refinance), with fixed monthly payments.
What's the difference between hire purchase and leasing?
With hire purchase you own the asset at the end; with a lease you use it for a set period and hand it back or renew.
Can I refinance equipment I already own?
Yes — refinancing existing assets can release working capital back into the business.
What are soft and hard assets?
Hard assets (vehicles, machinery) hold resale value; soft assets (IT, furniture) depreciate faster — both can often be financed.