Achieve your financial goal with
Sadi's Commercial Finance
Asset Finance
Overview:
Finance for vehicles, machinery, and equipment — helping you spread costs and preserve cash flow.
Key Features:
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Hire purchase, leasing, and refinance
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VAT deferral options
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Soft and hard assets supported
Case Study:
A logistics firm financed £120k worth of fleet upgrades via hire purchase, with fixed monthly payments over 4 years.
FAQ's:
Can I finance second-hand equipment?
Yes, many lenders are happy to finance quality second-hand or refurbished equipment, especially if it has a strong resale value. The asset’s age, condition, and expected lifespan will be considered during the underwriting process. We’ll help you find lenders who specialise in used assets and offer competitive terms.
What’s the difference between leasing and hire purchase?
With hire purchase, you pay in instalments and own the asset outright at the end of the term. With leasing, you rent the asset for a fixed period and may have the option to upgrade, extend, or purchase it later. The best option depends on your cash flow, tax position, and long-term plans — we’ll guide you through the pros and cons of each.
Do I need a deposit?
Not always. Some lenders offer 100% asset finance with no upfront deposit, especially for strong credit profiles or lower-risk assets. Others may require a small initial payment or VAT-only deposit. We’ll structure the deal to suit your budget and cash flow.