
Commercial Property Finance
Overview:
Funding for offices, retail units, warehouses, and mixed-use properties — whether for purchase, refinance, or development.
Key Features:
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Owner-occupied or investment properties
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Competitive rates and flexible terms
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Access to specialist lenders
Case Study:
A London-based retailer secured £750k to purchase a second location, using equity from their existing property. We arranged a 5-year fixed-rate mortgage with staged drawdown.
FAQ's:
Can I get funding with limited trading history?
Yes, it’s possible. While a longer trading history can strengthen your application, we work with lenders who consider newer businesses, including startups and SPVs (Special Purpose Vehicles). In these cases, factors like personal creditworthiness, asset value, and a strong business plan can help secure funding.
Do you support mixed-use or semi-commercial properties?
Absolutely. We regularly arrange finance for mixed-use and semi-commercial properties — such as buildings with retail units on the ground floor and residential flats above. Our lender panel includes specialists who understand the nuances of these property types and offer competitive terms.
What documents are required?
Typical documentation includes:
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Proof of ID and address
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Business accounts or income evidence
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Details of the property (valuation, tenancy schedule, etc.)
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Asset & liability statement
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Business plan (for new ventures or developments)
Requirements may vary depending on the lender and the complexity of the deal — but we’ll guide you through every step.
