Achieve your financial goal with
Sadi's Commercial Finance
Revolving Credit Facility
Overview:
Flexible access to funds you can draw and repay as needed — like a business overdraft.
Key Features:
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Interest only on drawn funds
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Renewable facility
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Ideal for seasonal cash flow
Case Study:
An e-commerce brand used a £50k revolving facility to manage inventory cycles. They drew funds monthly and repaid after each sales peak.
FAQ's:
Is this different from a business loan?
Yes — a revolving credit facility is more flexible than a traditional business loan. Instead of receiving a lump sum upfront, you get access to a credit line that you can draw from and repay as needed. You only pay interest on the amount you use, making it ideal for managing short-term cash flow or unexpected expenses. It works similarly to a business overdraft but with more structured terms and potentially lower costs.
Can I increase the limit later?
In many cases, yes. If your business performance improves or your funding needs grow, we can help you apply for a higher credit limit. Lenders typically review your usage history, repayment behaviour, and financials before approving an increase. We’ll guide you through the process and present your case to the most suitable funders.
What’s the minimum term?
Minimum terms vary by lender, but most revolving credit facilities start with a 6- to 12-month commitment. Some offer rolling monthly contracts, while others require a fixed initial period. We’ll help you choose a facility that matches your business cycle and offers the flexibility you need.