Deal Overview

• Loan Amount: £2,750,000

• Facility Structure: Revolving credit facility (RCF)

• Asset Type: Fast-growing direct-to-consumer (DTC) e-commerce brand

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Client Objective

The client needed a flexible funding solution to manage working capital across seasonal inventory cycles, digital marketing campaigns, and international supplier payments. With rapid growth and fluctuating cash flow, a traditional term loan lacked the agility they required.

 

Strategic Lending Partnership

We introduced a lender with a strong appetite for e-commerce and digital-first businesses. The facility was structured as a revolving line of credit, allowing the client to draw down and repay funds as needed — with interest charged only on the amount utilised.

 

Efficiency & Impact

The RCF gave the client the freedom to scale inventory ahead of peak periods, respond quickly to marketing opportunities, and negotiate better terms with suppliers — all without overcommitting to long-term debt.

 

Collaborative Execution

Our team worked closely with the lender’s credit and onboarding teams to ensure seamless integration with the client’s accounting software and payment systems. The facility was live within 10 working days, with full drawdown flexibility from day one.