
Wholesale Distributor Secures £750K Trade Finance Facility
Deal Overview
-
Loan Amount: £750,000
-
Facility Structure: Trade finance facility with revolving drawdown
-
Asset Type: UK-based importer and distributor of FMCG goods
Client Objective
The client, a growing wholesale distributor supplying independent retailers and convenience chains, needed a flexible funding solution to support large-volume stock purchases from overseas suppliers. Their goal was to meet rising demand while negotiating better terms through bulk buying.
Strategic Lending Partnership
We introduced a specialist trade finance lender with deep experience in FMCG and import-led businesses. The facility allowed the client to draw down funds against confirmed purchase orders, with repayment aligned to receivables from their retail customers.
Efficiency & Impact
The funding enabled the client to increase order volumes, reduce unit costs, and improve supplier relationships — all while maintaining healthy cash flow. The revolving structure gave them the agility to respond to seasonal peaks and new contract wins.
Collaborative Execution
We worked closely with the lender’s credit and operations teams to structure the facility around the client’s supply chain and payment cycles. Legal and compliance were completed within 14 working days, allowing the client to capitalise on a time-sensitive supplier discount.
