Deal Overview

• Facility Limit: £900,000

• Facility Structure: Confidential invoice discounting

• Asset Type: B2B manufacturing business supplying national retailers and wholesalers

 

Client Objective

The client, a well-established manufacturer, faced extended payment terms from large customers — creating cash flow pressure despite strong order volumes. They needed a funding solution that would unlock working capital tied up in unpaid invoices without taking on additional debt.

 

Strategic Lending Partnership

We introduced a specialist invoice finance provider offering a confidential discounting facility. This allowed the client to access up to 90% of the invoice value within 24 hours of issue, while maintaining control of their customer relationships.

 

Efficiency & Impact

The facility improved day-to-day liquidity, enabling the business to meet supplier obligations, invest in raw materials, and take on larger contracts. It also reduced reliance on overdrafts and short-term loans, creating a more sustainable funding structure.

 

Collaborative Execution

We worked closely with the lender’s onboarding and risk teams to ensure seamless integration with the client’s accounting system. The facility was live within 12 working days, with drawdowns aligned to the client’s invoicing cycle.