Deal Overview

• Loan Amount: £850,000

• Facility Structure: Hire purchase agreement

• Asset Type: Fleet of refrigerated delivery vehicles

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Client Objective

The client, a regional logistics firm specialising in temperature-controlled transport, needed funding to upgrade its fleet with newer, more efficient vehicles. The goal was to improve reliability, reduce maintenance costs, and meet growing demand from food and pharmaceutical clients.

 

Strategic Lending Partnership

We arranged an asset finance facility via hire purchase, allowing the client to acquire the vehicles without upfront capital strain. The structure aligned repayments with projected contract income and offered ownership at the end of the term.

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Efficiency & Impact

The new fleet reduced fuel costs, improved delivery reliability, and helped the client win two new contracts — boosting turnover by 22% within six months. The facility preserved working capital and supported sustainable growth.

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Collaborative Execution

We worked closely with the lender, vehicle supplier, and client’s finance team to ensure smooth documentation, inspection, and drawdown. The facility was finalised within 10 working days, allowing the client to deploy the vehicles ahead of peak season.