Deal Overview

• Loan Amount: £250,000

• Facility Structure: Term loan under the Growth Guarantee Scheme (GGS)

• Asset Type: UK-based tech-enabled service business

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Client Objective

The client needed funding to support product development, expand their sales team, and manage working capital during a high-growth phase. Traditional lending options were limited due to early-stage profitability and sector-specific risk appetite.

 

Strategic Lending Partnership

We placed the deal with an accredited lender under the Growth Guarantee Scheme, which provides a 70% government-backed guarantee. This enabled the lender to offer competitive terms while maintaining standard affordability checks. The facility was structured as a 5-year term loan with a fixed rate for the first three years.

 

Efficiency & Impact

The funding allowed the client to accelerate hiring, invest in platform upgrades, and extend their runway without diluting equity. The government guarantee gave both the lender and borrower confidence in the transaction, unlocking capital that might otherwise have been unavailable.

 

Collaborative Execution

We worked closely with the lender’s GGS team to package the application, ensuring eligibility and compliance with scheme rules. The facility was approved and drawn down within 15 working days, supporting the client’s Q1 growth targets.