Deal Overview

• Loan Amount: £1,200,000

• Facility Structure: Commercial mortgage, 5-year fixed term

• Asset Type: Freehold office building with long-term tenant

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Client Objective

The client, a seasoned property investor, sought funding to acquire a freehold commercial property with a strong tenant covenant and stable rental income. The goal was to leverage the asset’s yield while preserving liquidity for future acquisitions.

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Strategic Lending Partnership

We introduced a lender with an appetite for income-generating commercial assets and experience with professional landlords. The facility was structured with a competitive fixed rate and interest-only option, aligned to the property’s rental profile.

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Efficiency & Impact

The mortgage enabled the client to complete the acquisition swiftly, lock in favourable terms, and generate a healthy margin between rental income and debt servicing — supporting both cash flow and long-term portfolio growth.

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Collaborative Execution

Our team worked closely with the lender, valuer, and solicitors to ensure smooth underwriting and timely completion. The deal was finalised within 21 working days, allowing the client to meet contractual deadlines and secure tenant continuity.