Deal Overview

• Advance Amount: £550,000

• Facility Structure: Merchant Cash Advance (MCA)

• Asset Type: Multi-site restaurant group with strong card turnover

 

Client Objective

The client, a growing restaurant chain, required fast and flexible funding to support expansion plans, including the fit-out of a new location and a refreshed marketing campaign. Traditional loans didn’t align with their seasonal cash flow and card-heavy revenue model.

 

Strategic Lending Partnership

We arranged a Merchant Cash Advance facility with a specialist lender that tailored repayments to the client’s daily card takings. This structure allowed the business to repay in line with revenue, easing pressure during quieter trading periods.

 

Efficiency & Impact

The MCA enabled the client to complete the new site launch ahead of schedule and boost brand visibility across multiple locations. The flexible repayment model preserved working capital and supported continued growth without the burden of fixed monthly repayments.

 

Collaborative Execution

We worked closely with the lender and the client’s finance team to ensure seamless integration with their card terminal provider. Funds were released within 72 hours of approval, allowing the client to move quickly on time-sensitive opportunities.