Achieve your financial goal with
Sadi's Commercial Finance
Invoice Finance
Overview:
Release cash tied up in unpaid invoices — improving liquidity and reducing debtor days.
Key Features:
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Factoring and discounting
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Confidential or disclosed options
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Integration with accounting platforms
Case Study:
A recruitment agency unlocked £80k from outstanding invoices, improving cash flow and avoiding overdraft reliance.
FAQ's:
Will my clients know I’m using invoice finance?
That depends on the type of facility you choose. With factoring, the lender typically manages your sales ledger and collections, so your clients will be aware. With invoice discounting, the facility is usually confidential — you retain control of collections, and your clients won’t know unless you tell them. We’ll help you choose the right structure based on your preferences and business model.
Is there a minimum turnover requirement?
Most lenders prefer businesses with an annual turnover of at least £100,000, but some offer solutions for smaller or fast-growing companies. If you have a strong debtor book and reliable customers, we can often find a facility that fits — even if you’re just starting out. We work with a wide range of funders, including those who support early-stage businesses.
How are fees structured?
Fees typically include a service fee (a percentage of your turnover or invoice value) and a discount rate (interest charged on the funds you draw). The exact cost depends on the size of your facility, the creditworthiness of your customers, and how long invoices remain unpaid. We’ll provide a transparent breakdown of all costs before you commit — no surprises.