Business Loans

FAQ's:

What’s the difference between secured and unsecured business loans?

A secured loan requires collateral — such as property, equipment, or other business assets — which reduces the lender’s risk and often results in lower interest rates. An unsecured loan doesn’t require collateral but may come with higher rates or shorter terms. We’ll help you assess which option suits your business best based on your goals, credit profile, and available assets.

How quickly can funds be released?

Once approved, funds can often be released within 24 to 72 hours. The full process — from payout application — typically takes 3 to 10 working days, depending on the lender and how quickly documents are submitted. We work with lenders who specialise in fast decisions and streamlined onboarding.

Are startups eligible for business loans?

Yes, some lenders offer startup loans, especially if you have a solid business plan, personal credit history, or other sources of income. While options may be more limited than for established businesses, we work with funders who understand the challenges of early-stage growth and can provide tailored solutions.

What documents do I need to apply?

Most lenders will ask for:

• Proof of ID and business address

• Recent bank statements (usually 3–6 months)

• Financial accounts or management reports

• Business plan (for startups or expansion loans)
  We’ll guide you through the documentation process and help you present a strong application.